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Disclosure for visitors to the website

DISCLOSURE FOR VISITORS TO THE WEBSITE PURSUANT TO THE LEGISLATION CONCERNING THE PROTECTION OF PERSONAL DETAILS ("CODE REGARDING THE PROTECTION OF PERSONAL DETAILS" ISSUED BY MEANS OF ITALIAN LEGISLATIVE DECREE NO. 196/2003)

Pursuant to and for the purposes of Section 13 of Italian Legislative Decree No. 196/2003 " Code regarding the protection of personal details " the banks of the Gruppo Banca Carige (Banca Carige S.p.A, Banca del Monte di Lucca S.p.A., Banca Cesare Ponti S.p.a., hereinafter referred to as the "Group Banks"), in their capacity as data handing Principals, hereby wish to provide you with certain information regarding the processing of your personal details.

The disclosure also takes into account Recommendation No. 2/2001 which the European authorities for the protection of personal details adopted in order to identify the minimum requirements for collating personal details online.

The disclosure only concerns the website www.gruppocarige.it and does not concern other websites which may be consulted by the user accessed via links.

The gathering of personal details takes place within specific sections of the website via electronic forms provided with additional information on the use of said data which supplements this disclosure.

The details communicated by whomever accesses the website will be used by the Group Banks in complete observance of the matters envisaged by Italian Legislative Decree No. 196/2003 " Code regarding the protection of personal details " and handled in a manual and automated manner.

The processing associated with web services of this website are seen to by the Bank's staff appointed to carry out such handling, or possibly by those appointed to carry out occasional maintenance work.

Access to the website does not require you to type in your details, but - with regard to the areas reserved for customers who avail of the internet banking service - just the access codes received personally.

No information deriving from consultation of the web service is communicated or disclosed.

The IT systems and the software procedures used for consultation of this website acquire - for the sole duration of the connection -, certain identifying details implicit in the use of Internet communication protocols. These identifying details are not permanently stored and are not collated in order to be associated with the parties identified, but their very nature could, by means of processing and association with data held by third parties, permit the identification of the users.

This data category includes the IP addresses or the domain names of the computers used by the users who link up to the site, the URI (Uniform Resource Identifier) annotation addresses of the requested resources, the time of the request, the method used for submitting the request to the server, the size of the file obtained in response, the numeric code indicating the status of the response provided by the server (OK, error, etc...) and other parameters relating to the operating system and the IT environment of the user.

The optional and voluntary forwarding of e-mail to the addresses indicated on this website, involves the subsequent acquisition of the sender's address necessary for responding to the requests, as well as any other personal details included in the missive. Use of the personal details for possible forwarding of publicity, commercial information, sale of products or services by the bank may only take place subject to the sender giving their consent.

The nature of the conferral of the date is mandatory when it is necessary for the accomplishment of any service requested: refusals to provide information means that it will be impossible to provide the request service.

The details may however be communicated to parties delegated to carry out the activities necessary for the supply of the service rendered and divulged exclusively for such purpose.

The Bank ensures the adoption of appropriate security measures aimed at preventing the risk of destruction or loss of the data collected, as well as unauthorized or unpermitted access to the same.

Further information on the methods and purposes of the processing of personal details is provided in the various sections of the website at the time of their communication by the visitor.

The party concerned is acknowledged the rights pursuant to Section 7 of Italian Legislative Decree No. 196/2003. In order to exercise these rights, you can contact the "Individual responsible for information to be provided to parties concerned" at Banca Carige S.p.A., Via Cassa di Risparmio 15, 16123 Genoa, Italy (e-mail address carige@carige.it).

Please also note that the Bank's website may also include promotional offers on products and services of other Group companies or third parties: if the visitor does not wish their details to be communicated to said parties, they may refuse to comply with the promotion. It is understood that the Bank is entirely extraneous from the handling of the personal details of the visitor carried out by third parties whose websites can be reached via links to the Bank's website.

For further information on privacy, we suggest you visit the official website of the Ombudsman for the protection of personal details: www.garanteprivacy.it.

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