A locally rooted Bank focused on its core customers.

Income and expenses
Strict cost management and structural reduction of expenses.

Loans
Loan remix to support the real economy key segments.

Funding
Sales network boosts higher-yielding funding.

Asset quality
Material improvement in credit quality on the back of deresking acceleration.

SECURITIES PORTFOLIO
Robust liquidity position with a conservative risk profile.

Capital adequacy
Key KPI in line with 2018 targets, with a further upside expected from the one-off transactions.