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ARGO MORTGAGE 2 2004

By entering into a purchase contract on 25 June 2004 (the "Purchase Contract"), pursuant to Italian Law no. 130 of 30 April 1999 (the "Law on Securitisation"), Argo Mortgage 2 S.r.l. purchased from Banca Carige credits and related rights (the "Credits") arising from a portfolio (the "Portfolio") of performing residential mortgages issued by Banca Carige S.p.A., the Istituto di Credito Fondiario della Liguria and some branches of Banca Intesa S.p.A., Cassa di Risparmio di Parma e Piacenza, Banco di Sicilia S.p.A. and BIPOP CARIRE S.p.A., purchased by Banca Carige S.p.A. before 31 December 2003, after these Banks sold to Banca Carige the correspondent business.

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