Presidential Decree n. 116 of 22 June 2007, "Regulation of the implementation of Article 1, paragraph 345, of law n. 266 of 23 December 2005 concerning dormant deposits"
Presidential Decree n. 116/2007 contains provisions for the implementation of the Financial Law for 2006 and requires that, in case of deposits of money or financial instruments that have not been subject to any transaction or operation by the account holder or by third parties delegated to do so by him or her for a period of time of 10 years, the account holder be notified by means of a certified registered letter with advice of delivery.
If, in any case, the account holder does not carry out any operation, the account/s will be closed and the sums contained therein will be transferred to the State, where they will be deposited in a special Fund destined, among other things, to disadvantaged individuals, savers who were victims of financial crashes, Alitalia shareholders, and scientific research.
Each year, the Banks identify the clients who hold accounts that have not been subject to transactions for at least 10 years, they invite them to make a useful transaction to reactivate the account, and advise them that if no transactions are made the accounts will be closed and the balance transferred to the State.
The Banks communicate, by March 31 of each year, to the Ministry of the Economy and Finance, the accounts for which dormant conditions were verified the previous year, and then provide for the transfer of the balances in said accounts to the fund by May 31 each year.
It is therefore recommended that clients holding accounts that have been dormant for at least ten years give instructions to the bank in order to prevent the account from being closed.
Following transfer of the account balance to the Fund, the account holder will in any case be able to lay claim to the sums, but exclusively through the Fund itself, with no right to file claims against the bank.
Dormant Accounts - march 2012
Verify the list of dormant accounts if you are a Banca Carige client - Letter to dormant account holders in pdf format of 56 Kb if you are a Banca Carige client
(ita, 56 Kb)
Verify the list of dormant accounts if you are a Banca del Monte di Lucca client - Letter to dormant account holders in pdf format of 38 Kb if you are a Banca del Monte di Lucca client(ita, 38 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Savona client - Letter to dormant account holders in pdf format of 39 Kb if you are a Cassa di Risparmio di Savona client(ita, 39 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Carrara client - Letter to dormant account holders in pdf format of 39 Kb if you are a Cassa di Risparmio di Carrara client(ita, 39 Kb)
Verify the list of dormant accounts if you are a Banca Ponti client - Letter to dormant account holders in pdf format of 38 Kb if you are a Banca Cesare Ponti client(ita, 38 Kb)
Dormant Accounts Notices - june 2011
Dormant Accounts Notice if you are a Banca Carige client - Dormant Accounts Notice in pdf format of 12 Kb if you are a Banca Carige client(ita, 12 Kb)
Dormant Accounts Notice if you are a Banca del Monte di Lucca client - Dormant Accounts Notice in pdf format of 20 Kb if you are a Banca del Monte di Lucca client(ita, 20 Kb)
Dormant Accounts Notice if you are a Cassa di Risparmio di Savona client - Dormant Accounts Notice in pdf format of 32 Kb if you are a Cassa di Risparmio di Savona client(ita, 32 Kb)
Dormant Accounts Notice if you are a Cassa di Risparmio di Carrara client - Dormant Accounts Notice in pdf format of 28 Kb if you are a Cassa di Risparmio di Carrara client(ita, 28 Kb)
Dormant Accounts Notice if you are a Banca Ponti client - Dormant Accounts Notice in pdf format of 16 Kb if you are a Banca Ponti client(ita, 16 Kb)
Dormant Accounts - 30/03/2011
Verify the list of dormant accounts if you are a Banca Carige client - Letter to dormant account holders in pdf format of 77 Kb if you are a Banca Carige client(ita, 77 Kb)
Verify the list of dormant accounts if you are a Banca del Monte di Lucca client - Letter to dormant account holders in pdf format of 36 Kb if you are a Banca del Monte di Lucca client(ita, 36 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Savona client - Letter to dormant account holders in pdf format of 40 Kb if you are a Cassa di Risparmio di Savona client(ita, 40 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Carrara client - Letter to dormant account holders in pdf format of 39 Kb if you are a Cassa di Risparmio di Carrara client(ita, 39 Kb)
Verify the list of dormant accounts if you are a Banca Ponti client - Letter to dormant account holders in pdf format of 35 Kb if you are a Banca Cesare Ponti client(ita, 35 Kb)
Dormant Accounts - 31/03/2010
Verify the list of dormant accounts if you are a Banca Carige client - Letter to dormant account holders in pdf format of 101 Kb if you are a Banca Carige client(ita, 101 Kb)
Verify the list of dormant accounts if you are a Banca del Monte di Lucca client - Letter to dormant account holders in pdf format of 53 Kb if you are a Banca del Monte di Lucca client(ita, 53 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Savona client - Letter to dormant account holders in pdf format of 53 Kb if you are a Cassa di Risparmio di Savona client(ita, 53 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Carrara client - Letter to dormant account holders in pdf format of 57 Kb if you are a Cassa di Risparmio di Carrara client(ita, 57 Kb)
Verify the list of dormant accounts if you are a Banca Ponti client - Letter to dormant account holders in pdf format of 54 Kb if you are a Banca Cesare Ponti client(ita, 54 Kb)
Dormant Accounts - 30/03/2009
Verify the list of dormant accounts if you are a Banca Carige client - Letter to dormant account holders in pdf format of 248 Kb if you are a Banca Carige client(ita, 248 Kb)
Verify the list of dormant accounts if you are a Banca del Monte di Lucca client - Letter to dormant account holders in pdf format of 23 Kb if you are a Banca del Monte di Lucca client(ita, 23 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Savona client - Letter to dormant account holders in pdf format of 44 Kb if you are a Cassa di Risparmio di Savona client(ita, 44 Kb)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Carrara client - Letter to dormant account holders in pdf format of 48 Kb if you are a Cassa di Risparmio di Carrara client(ita, 48 Kb)
Verify the list of dormant accounts if you are a Banca Ponti client - Letter to dormant account holders in pdf format of 21 Kb if you are a Banca Ponti client(ita, 21 Kb)
Dormant Accounts - 15/11/2008
Verify the list of dormant accounts if you are a Banca Carige client - Letter to dormant account holders in pdf format of 516 KB if you are a Banca Carige client(ita, 516 KB)
Verify the list of dormant accounts if you are a Banca del Monte di Lucca client - Letter to dormant account holders in pdf format of 44 KB if you are a Banca del Monte di Lucca client(ita, 44 KB)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Savona client - Letter to dormant account holders in pdf format of 69 KB if you are a Cassa di Risparmio di Savona client(ita, 69 KB)
Verify the list of dormant accounts if you are a Cassa di Risparmio di Carrara client - Letter to dormant account holders in pdf format of 102 KB if you are a Cassa di Risparmio di Carrara client(ita, 102 KB)
Verify the list of dormant accounts if you are a Banca Ponti client - Letter to dormant account holders in pdf format of 34 KB if you are a Banca Ponti client(ita, 34 KB)
Updated as of 30-06-2011 17:15:30
