Terms and Conditions

Incoming Payments (in EUR or in other currencies)
Final beneficiary: Banca Carige's Customers
effective 01/01/2006

From an Italian Bank
STP payments with SHA option	FREE
STP payments with BEN option	FREE
STP payments with OUR option
up to EUR 1.000,00	EUR 7,50
between EUR 1.000,01 and EUR 10.000,00	EUR 12,00
between EUR 10.000,01 and EUR 25.000,00	EUR 20,00
between EUR 25.000,01 and EUR 50.000,00	EUR 35,00
NON-STP payments (for all payments & options)
additional to the STP pricing	EUR 3,50
From an EU-Bank or a foreign non-EU Bank
STP payments with SHA option	FREE
STP payments with BEN option	FREE
STP payments with OUR option
up to EUR 1.000,00	EUR 7,50
between EUR 1.000,01 and EUR 10.000,00	EUR 12,00
between EUR 10.000,01 and EUR 25.000,00	EUR 20,00
between EUR 25.000,01 and EUR 50.000,00	EUR 35,00
NON-STP payments (for all payments & options)
additional to the STP pricing	EUR 7,00

Incoming Payments (in EUR or in other currencies)
Final beneficiary: Third Bank's Customers

From an EU-Bank or a foreign non-EU Bank
STP payments with SHA option	FREE
STP payments with BEN option	FREE
STP payments with OUR option
up to EUR 1.000,00	EUR 7,50
between EUR 1.000,01 and EUR 10.000,00	EUR 12,00
between EUR 10.000,01 and EUR 25.000,00	EUR 20,00
between EUR 25.000,01 and EUR 50.000,00	EUR 35,00
NON-STP payments (for all payments & options)
additional to the STP pricing	EUR 7,00

FINAL NOTES

The above-mentioned conditions apply to normal transactions. Postage, telegraphic expenses, correspondents' fees, and any other out-of-pocket expenses are to be added to the above-mentioned charges.
This schedule supersedes the terms and conditions previously issued.